Canada Help Centre
  1. Canada - ClearScore Help Centre
  2. Credit Report & Scores
  3. Credit Scores

Articles in this section

  • What is a credit score?
  • How to improve your score?
  • How can you build your credit history?
  • Does checking my credit score affect it?
  • Why hasn't my credit score changed?
  • How long will it take for my score to improve?
  • Do all providers use the ClearScore credit score?
  • Why is my TransUnion/Equifax score different from my ClearScore one?

How long will it take for my score to improve?

In general, improving your score is a long-term process because you tend to build your credit score over years. The main way you can improve your score is by understanding the factors that contribute to it.

What affects your score

Credit usage (or utilization)

Defaults and repossessions

Hard inquiry (credit-related)

Bankruptcies and judgments

Missed payments

Mortgages

Related articles

  • How can I correct information in my credit report?
  • Why is my TransUnion/Equifax score different from my ClearScore one?
  • What's credit use (or utilization)?
  • How to improve your score?
  • Why hasn't my credit score changed?

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