Your credit score is a number that summarises your credit report and is worked out by a consumer reporting agency.
With ClearScore, your credit score is worked out by TransUnion.
Your credit score and report show providers how likely you are to pay back what you borrow. Providers use them and their own checks to decide whether to give you a 'yes' or 'no' for the products you apply for, such as credit cards and mortgages.