Your credit report and score is provided to us by TransUnion. They are one of two main consumer reporting agencies in Canada.
Consumer reporting agencies are also known as credit reporting agencies and credit bureaus.
These companies collect information on the credit history of individuals. The information comes from lenders, mobile phone companies and utility companies. This information is stored and organised by the agency so that it can be easily used by potential lenders to assess a person’s credit risk.
The other consumer reporting agency in Canada is Equifax.