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  1. Canada - ClearScore Help Centre
  2. About ClearScore
  3. About us & Consumer Reporting Agencies

Articles in this section

  • What is a consumer reporting agency?
  • Why do consumer reporting agencies exist?
  • Where does the credit data come from?
  • What information do consumer reporting agencies hold about me?
  • What's the difference between Equifax & TransUnion?

Why do consumer reporting agencies exist?

All banks and providers use one or both consumer reporting agencies in Canada to decide whether to offer you credit.

Consumer reporting agencies are also known as credit reporting agencies and credit bureaus.

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